Friday, March 14, 2008

Gold versus Stock

The performance of gold bullion is often compared to stocks. They are fundamentally different asset classes: gold is a store of value whereas stocks are a return on value (i.e. growth plus dividends). Stocks and bonds perform best in a stable political climate with strong property rights and little turmoil. The attached graph shows the value of Dow Jones Industrial Average divided by the price of an ounce of gold. Since 1800, stocks have consistently gained value in comparison to gold due in part to the stability of the American political system. This appreciation has been cyclical with long periods of stock out performance followed by long periods of gold out performance. The Dow Industrials bottomed out a ratio of 1:1 with gold during 1980 (the end of the 1970s bear market) and proceeded to post gains throughout the 1980s and 1990s. The ratio peaked on January 14th, 2000 a value of 41.3 and has fallen sharply since. William Anton III wrote in the 2004 issue of Jefferson Coin and Bullion "...downward movement in the Dow/gold ratio is unlikely to stop precisely at the mean trend line. The extreme distension of the 90s will likely overshoot to the opposite extreme in the current cycle."

In November 2005, Rick Munarriz of Motley Fool.com posed the question of which represented a better investment: a share of Google or an ounce of gold. The specific comparison between these two very different investments seems to have captured the imagination of many in the investment commuity and is serving to crystallize the broader debate. At the time of writing, a share of Google's stock and an ounce of gold were both near $700. On January 4, 2008 23:58 New York Time, it was reported that an ounce of gold outpaced the share price of Google by 30.77%, with gold closing at $859.19 per ounce and a share of Google closing at $657 on U.S. market exchanges. On January 24th 2008, the gold price broke the $900 mark per ounce for the first time. On January 25, 2008, gold and platinum prices claimed historic highs of 919.80 and 1,634.50 dollars per ounce, respectively.

Wednesday, March 12, 2008

Hair straightening and Precautions after undergoing treatment

Alkaline perms give a strong, firm curl and have an active ingredient called ammonium thioglycolate. On the other hand, acid-balanced perms are gentler and have a significantly lower ph. Acid-balanced perms are ideal for people who have fragile, sensitive or damaged hair.

So you are tired of your naturally curly hair or frizzy locks and want that poker straight hair? Then straightening is the solution for you. Hair straightening should always be performed by a hair care professional with a good track record of straightening.

Various Treatments
A trained, experienced professional should carry out permanent or chemical hair straightening. This chemical makes the sulfur bonds in hair to separate and allows the hair to take a new shape. Flattening or straightening irons are used to give a new shape to the hair.

The thermal reconditioning process invented in Japan has excited women all over the world. It restructures the hair bonds in a way that it lends a straight and glossy appearance to the hair. After the chemical is applied to the hair, the professional stylist painstakingly irons the hair, almost strand by strand.

The hair is then rinsed and blown dry. People with colored hair are not suitable for this type of hair straightening process. It is expensive and can take hours to complete the process.

Ionic treatment is ideally suited for people with highlighted and colored hair. It leaves hair soft and silky as ions used in the solution put moisture back into hair. The treatment lasts about five hours.

Hair straightening irons have ceramic-coated plates that distribute heat evenly and prevent any damage to the hair. Straightening irons offer different heat settings to suit various hair types.

Precautions after Undergoing Treatment
After undergoing hair straightening treatment make sure to use a mild shampoo and a deep conditioner so that the hair is well moisturized and well protected. Stay away from any heat-styling tools to prevent any damage to the hair. Use a wide-toothed comb for the hair after the straightening treatment. A little care will go a long way in maintaining the straightened tresses.

Tuesday, March 4, 2008

Visual learners and Techniques of visual learning

Visual learners are those who hear things better through seeing them. Visual learning students care to hold a heart on the instructor by sitting in the face of the course and watching the speech intimately. Often, visual learners will discover that data "clicks" when it is explained with the assistance of a chart or image. Have you always drawn pictures of a biology procedure as you studied for an examination? This may be a signal that you have instinctively practiced visual education techniques. Look over the characteristics below to view if they say conversant. The characteristics of visual learners are as follows:
  • A visual learner is good at spelling but forgets names.
  • Needs quiet study time.
  • Has to think awhile before understanding a speech or lecture.
  • Likes colors & fashion.
  • Dreams in color.
  • Understands/likes charts.
  • Is good with sign language.
There are some of the Techniques related to visual learners such as:
  • Draw a map of events in history or draw scientific process.
  • Make outlines of everything!
  • Copy what’s on the board.
  • Ask the teacher to diagram.
  • Diagram sentences!
  • Take notes make lists.
  • Watch videos.
  • Color code words, research notes.
  • Outline reading.
  • Use flashcards.
  • Use highlighters, circle words, underline.