Credit-card is a safest way to shop on the internet. You are protected under the federal Fair Credit Billing Act, if sometimes the event goes wrong. In credit card purchase you have the right to dispute charges on your credit card, you can get back payments during the investigation of creditor. You are responsible for only first $50 in charges when it is determined that your credit was used by others with out authorization, this charge also you are asked to pay rarely.
There is dangerous bank fraud if you make e-commerce shopping by check. If you have problems with purchase then the protection is not given to you by sending money order or a cashier's check.
Ensure that your credit-card is true credit-card and not a check card, or an ATM card or debit card.
As with checks your bank account is exposed to thieves by a debit card. They can wipe out your checking account in minutes. Further Federal law does not protect the debit card and ATM cards to the extent that credit-cards are.
Many credit-card companies have $0 liability policies, this means you will not be responsible if there are any fraudulent purchases.
Perishable credit-cards are assigned for a specific credit-card number to each online purchase or to each online merchant for a specific period of time, it may be months, few weeks sometimes. So, the perishable credit-cards are better than standard credit-cards.
So, credit-card is the safest way to make purchases or do business in online shopping.
There is dangerous bank fraud if you make e-commerce shopping by check. If you have problems with purchase then the protection is not given to you by sending money order or a cashier's check.
Ensure that your credit-card is true credit-card and not a check card, or an ATM card or debit card.
As with checks your bank account is exposed to thieves by a debit card. They can wipe out your checking account in minutes. Further Federal law does not protect the debit card and ATM cards to the extent that credit-cards are.
Many credit-card companies have $0 liability policies, this means you will not be responsible if there are any fraudulent purchases.
Perishable credit-cards are assigned for a specific credit-card number to each online purchase or to each online merchant for a specific period of time, it may be months, few weeks sometimes. So, the perishable credit-cards are better than standard credit-cards.
So, credit-card is the safest way to make purchases or do business in online shopping.
No comments:
Post a Comment